An overview of ICL X937 files used in banking transactions, including configuration, usage, and requirements within the Batch Manager Tool.

Use the ICL X937 file to electronically and automatically deposit checks scanned in the BMT into your organization's bank account. To use this file, you must get file specifications from your bank so you can accept and process Image Cash Letters (ICL), configure them to the BMT accordingly, and receive the file approval from your bank.

• Virtual endorsement (including a specified endorsement virtually as part of the scanned check image file) is also available. See X937 File Setup for details.
• Check images convert to black and white.
  Note: Checks with red, green, pencil or other light-colored ink do not scan or convert to black and white well. Thus, your bank might reject them. Consider contacting these donors.
• You can include multiple batches in your export. All included batches transact at the bank as one deposit.
• Batches must not exceed 300 items each. If you attempt to export a batch containing more than 300 items, a warning message displays.
• X937 files only include check images. Envelopes or other scanned images are excluded from the file. Generating a X937 file from the BMT only correctly transmits to your bank if you scanned the batches in the BMT, not another application.
• You can rename X937 files to meet your bank's requirements - including the file extension. If needed, you can configure your X937 file setup to format the file per your bank's requirements when you create the file. If you previously had a X937 file configured for the BMT and want to take advantage of this feature, email Support the file name format and an example.
• The export dialog box for X937 files includes a searchable list of the most recent 500 batches - even if previously finalized - not in a deposit.
• It also includes a filter for congregation and a filter to show or hide finalized batches.
• The Create Deposit Record check box controls whether the batches create a deposit included in the export file.
• If there are multiple export settings configured, you can also select the correct bank from the Export Settings drop-down list.
• The X937 file export requires a check front and check back image for each donation. Without these, the file will error or the export will be unsuccessful, regardless of the payment type.

Once exported, an export summary displays the batch count and sum. If needed, copy and paste this information for your records or include correspondence with the bank.