Transaction Processing Times

This lists processing time by transaction type. Processing times differ for U.S. and Canada.

U.S. Only

ACH
  • Day 1— Vanco Payment Solutions transmits the transaction file at 3 PM CST.
  • Day 2— The transaction is debited from the contributor's bank account and deposited into your church's bank account.
Credit Cards— Non-American Express
  • Day 1— Vanco transmits the transaction file at 3 PM CST.
  • Day 2— Processing.
  • Day 3— Funds are deposited into your church's bank account.
American Express
  • Day 1— Vanco transmits the transaction file at 3 PM CST.
  • Day 2— Processing.
  • Day 3— Processing.
  • Day 4— Funds are deposited into your church's bank account.

Canada Only

Credit Cards
  • Day 1— Vanco transmits the transaction file at 3 PM CST.
  • Day 2— Processing.
  • Day 3— Processing.
  • Day 4— Processing.
  • Day 5— Funds are deposited into your church's bank account.